Privacy Policy

This Privacy Policy outlines the practices for credit-diy.com. It applies exclusively to information collected through this website. This policy informs you about:

1. The types of personally identifiable and non-personal information we collect, how we utilize it, and with whom we may share it.
2. Your options regarding the use of your data.
3. The security measures we have implemented to protect your information.
4. How to correct any inaccuracies in your information.

Information Collection, Use, and Sharing 
We are the sole owners of the information gathered on this site. We only collect personally identifiable information that you voluntarily provide through this website, via email, or through direct contact with us.

Your information will be used to respond to your inquiries and the reasons for your contact.

Unless you request otherwise, the contact information we collect (including email, phone number, and address) may be used for customer support, service updates, alerts, offers from our partners, and other announcements.

1. Registration 
   To enroll in CreditDIY via this website, you must complete a registration form that requires certain information, such as your name, phone number, and email address.
2. Cookies 
   We utilize cookies on this site. Cookies are data files stored on your device to help enhance your access and identify repeat visitors. They enable us to track user interests and improve the site experience. Cookies do not link to any personally identifiable information. Some of our business partners may also use cookies on our site, but we do not have control over these.
3. Sharing Information 
   We collaborate with third parties to provide specific services. When you sign up for these services, or through a link provided by an affiliate partner, we may share your name and necessary information, including credit details, with those third parties. If you engage with an affiliate partner through our site, we may direct you to their platform to provide your information or pre-fill an application for you. The information shared with affiliates is subject to their privacy policies. Occasionally, we may share your contact details with reputable partners for relevant offers.
4. Links to Other Websites 
   Our website contains links to other sites. We are not responsible for their content or privacy practices. We encourage users to read the privacy statements of any external sites that collect personally identifiable information.
5. Surveys & Contests 
   From time to time, we may request information through surveys or contests. Participation is voluntary. The information collected may include contact and demographic details. Contact information is used to notify winners and award prizes, while survey data is used to enhance user satisfaction and service improvements.

Your Access to and Control Over Information 
You can opt out of future communications from us at any time. To exercise your rights, contact us via the email or phone number provided on our website:

• Review any data we hold about you.
• Modify any incorrect information we have.
• Request deletion of your information as per applicable laws.
• Opt out of sharing your data.
• Express concerns about our data practices.

Security 
We implement measures to protect your information. Sensitive information submitted through our website is secured both online and offline.

When collecting sensitive data (like credit card information), we encrypt it for secure transmission. Look for a closed lock icon or “https“ at the start of the web address to verify security.

Offline, access to personally identifiable information is limited to employees who need it for specific tasks, such as billing or customer service. Our servers storing this information are kept secure.

Updates

Our Privacy Policy may be updated periodically, with all changes posted on this page.

If you believe we are not adhering to this policy, please contact us at [email protected].

Effective Date: November 2021

Last Reviewed on: November 2021

Privacy Notice for California Residents

This Privacy Notice supplements our Privacy Policy and applies to all visitors, users, and others residing in California (“consumers” or “you”). It complies with the California Consumer Privacy Act of 2018 (CCPA).

Information We Collect

Our website collects personal information that can identify or be linked to a specific consumer or device. Over the past 12 months, we have collected the following categories of personal information:

• Identifiers (e.g. Name, mailing address, email, phone number.)
• Protected Classifications: (e.g. gender, age)
• Commercial information (e.g. m Requested marketing materials, webinar registrations)
• Internet Activity (e.g. Browsing history, search history)
• Geolocation data (e.g. latitude or longitude)
• Inferences (e.g. preferences or characteristics)

NOTE: Personal information does not include publicly available government records, de-identified or aggregated data, or information excluded from CCPA.

Sources of Personal Information

We obtain personal information directly from you (e.g., forms) and indirectly (e.g., observing actions on our website).

Use of Personal Information

We may use your personal information for various business purposes, including:

• Responding to inquiries and concerns.
• Complying with legal requests and regulations.
• Other uses as described when collecting your information.

We will not collect additional personal information or use it for different purposes without prior notice.

Sharing Personal Information

We may share your personal information with third parties under contract for specific business purposes. These contracts ensure confidentiality and restrict use of the information.

Sales of Personal Information

We have not sold personal information in the past 12 months.

Your Rights and Choices

The CCPA grants California residents specific rights regarding personal information:

Right to request CreditDIY disclose: You can request information about our collection, use, and sharing of your personal information.

Right to Delete: You may request deletion of your personal information.

Right to Opt-Out: You can opt out of the sale of your personal information.

Exercising Your Rights

To exercise your rights, submit a verifiable request by email at [email protected]

Response Timing and Format

We aim to respond within 45 days. If we require more time, we will inform you. Our response will cover the preceding 12 months.

Our business or commercial purpose for collecting or selling that personal information.

Non-Discrimination

We will not discriminate against you for exercising any CCPA rights. We may offer financial incentives for participation, requiring your prior consent.

Changes to This Notice

We reserve the right to amend this notice at any time. Updates will be posted on our website. Continued use of our site constitutes acceptance of these changes.